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Privacy
& Disclaimer
1.
Acknowledgment and Acceptance
Refuge Temple Church provides the use of the Refuge Temple Church
web site (“Web Site”) to you, conditioned upon your
acceptance without modification of the following terms and conditions
(“Terms and Conditions”). Please review these Terms
and Conditions carefully. By using this Web Site, you are agreeing
to these Terms and Conditions. If you do not agree or do not wish
to abide by these Terms and Conditions, you may not use this site
or download material.
2.
Intellectual Property Rights
All contents, text, images, data, information and other material
(“Content”) displayed, available or present on this
Web Site, including any trademarks or copyrights, are the property
of Refuge Temple Church or the designated owner and are protected
by applicable intellectual property laws. You agree not to infringe
upon or dilute any intellectual property of Refuge Temple Church,
as well as not to remove or modify any trademark, copyright or other
proprietary notice appearing on this Web Site. You are not allowed
to link to, reproduce, sell, publish, distribute, modify, or display
this Web Site or any Content without the prior written permission
of Refuge Temple Church.
3.
Authorized and Prohibited Uses
You will comply with all applicable laws in connection with your
use of this Web Site. Refuge Temple Church may in its sole discretion
modify, edit, translate, suspend, restrict access to or terminate
this Web Site, these Terms and Conditions, the Content or any link
at any time without liability or prior notice. Refuge Temple Church
may in its discretion terminate your browsing and use of this Web
Site at any time without liability or prior notice for any reason,
including for any breach of these Terms and Conditions. In the event
you link this Web Site to another web site to which Refuge Temple
Church objects, upon notice of such objection from Refuge Temple
Church, you agree to immediately discontinue such link. Moreover,
you agree that no link shall be made to any page or frame of this
Web Site except to the first or top page. Refuge Temple Church charges
no fee at this time for browsing or using this web site, but reserves
the right to impose or modify fees in connection with the browsing
or use of this Web Site at any time without liability or prior notice.
4.
Limitation of Liability and Disclaimers
ANY
AND ALL CONTENT APPEARING ON THIS WEB SITE IS PROVIDED FOR NFORMATIONAL
PURPOSES ONLY. ANY PRODUCTS OF REFUGE TEMPLE CHURCH AND/OR ITS AFFILIATED
COMPANIES ARE SUBJECT TO THE STANDARD WARRANTY OF REFUGE TEMPLE
CHURCH AND/OR ITS AFFILIATED COMPANIES AND OTHER TERMS AND CONDITIONS
OF SALE IN THE SALES AGREEMENT BETWEEN REFUGE TEMPLE CHURCH AND
THE PURCHASER. THIS WEB SITE, ITS CONTENT AND ITS LINKS ARE PROVIDED
ON AN “AS IS” AND “AS AVAILABLE” BASIS AND
ARE USED ONLY AT YOUR SOLE RISK, TO THE FULLEST EXTENT PERMISSIBLE
BY LAW. REFUGE TEMPLE CHURCH AND ITS AFFILIATED COMPANIES DISCLAIM
ALL WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND, REGARDING THIS
WEB SITE (INCLUDING ITS CONTENT, HARDWARE, SOFTWARE AND LINKS),
INCLUDING AS TO FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY,
TITLE, NON INFRINGEMENT, RESULTS, ACCURACY, COMPLETENESS, ACCESSIBILITY,
COMPATIBILITY, SECURITY AND FREEDOM FROM COMPUTER VIRUS. REFUGE
TEMPLE CHURCH AND ITS AFFILIATED COMPANIES WILL NOT BE LIABLE FOR
ANY DAMAGES OR LOSSES, INCLUDING DIRECT, INDIRECT, CONSEQUENTIAL,
SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES AND/OR LOST PROFITS, IN
CONNECTION WITH USE OF THE INTERNET, THIS WEB SITE, ITS CONTENT
OR ITS LINKS.
5.
Indemnification
You will defend, indemnify and hold harmless Refuge Temple Church
and its affiliates, officers, directors, employees and contractors
from any demands, claims, damages, liabilities, expenses or harms,
including attorneys fees, arising in connection with your use of
this Web Site, online conduct, breach of these Terms and Conditions
or dealings or transactions with other persons resulting from use
of this Web Site.
6.
Applicable Law and Forum
This Web Site, these Terms and Conditions and any disputes arising
in connection therewith shall be exclusively governed by and construed
in accordance with the laws of the State of Illinois without regard
to its conflicts of law principles. The state and federal courts
located in Chicago, Illinois shall have exclusive jurisdiction to
adjudicate any dispute arising in connection with this Web Site
or these Terms and Conditions. You agree to submit to the exclusive
and personal jurisdiction of the state and federal courts located
in Chicago, Illinois.
7.
Miscellaneous
You represent and warrant that you are authorized to enter into
these Terms and Conditions on behalf of any entity which you represent.
These Terms and Conditions constitute the entire agreement between
the parties with respect to its subject matter and supersede any
prior agreement or communication. These Terms and Conditions may
only be modified by Refuge Temple Church, at its sole discretion.
If any provision of these Terms and Conditions is held to be invalid
or unenforceable for any reason, then the remaining provisions will
remain in full force and effect. Your obligations pursuant to these
Terms and Conditions shall survive termination of this Web Site,
any use by you of this Web Site and any Content, or these Terms
and Conditions.
INTRODUCTION/
NOTICE AND ACCEPTANCE OF TERMS OF PRIVACY POLICY
Your use of our website constitutes your acceptance of the following
terms of our website Privacy Policy, as amended or revised by us.
You should therefore review this Privacy Policy regularly to ensure
that you are aware of its terms. This Privacy Policy describes the
information that we collect through our website www.northstarlenders.com
and how we use that information. If you have any questions or comments
about this Privacy Policy or how your personal information may be
used or affected by your use of our website, please email Refuge
Temple Church at info@refugetempleapostolic.org.
THE
INFORMATION THAT WE COLLECT
You do not have to provide personal information to use this website.
However, certain services which you may subscribe for through this
website may require you to provide personal information, such as
your name, address, email address and other contact information.
We use such personal information to respond to your inquiries. If
you decide at any time that you no longer wish to receive mailings
from us, please refer to the paragraph below headed 'Opt Out'. In
addition, and as is typical of websites generally, incidental to
your use of this website, our web server may automatically log certain
information such as the name of your internet service provider,
the IP address of the computer you are using, the type of browser
software and operating system that you use, the date and time you
access our website, the website address, if any, from which you
linked directly to our website, the website address, if any, to
which you travel from our website, and other similar traffic-related
information. We may also aggregate information relating to your
and other visitors' traffic patterns. We use the foregoing information
to help us improve our website and the services that we provide
through the website. We do not use such data in any way to create
or maintain a personal profile of you or to collect personal information
from you.
Generally,
we will not disclose information we collect through your use of
our website to third parties. We reserve the right, however, to
provide such information to our employees, contractors, agents,
and designees to the extent necessary to enable them to perform
certain website-related services (e.g., web hosting or maintenance
services) on our behalf. We also reserve the right to disclose such
information to any third party if we believe that we are required
to do so for any or all of the following reasons: (i) by law; (ii)
to comply with legal processes or governmental requests; (iii) to
prevent, investigate, detect or prosecute criminal offences or attacks
on the technical integrity of the web site or our network; and/or
(iv) to protect the rights, property, or safety of Refuge Temple
Church, the users of the website, or the public.
USE
OF COOKIES
We do not use cookies on our web site to collect information on
or from our users.
OPT
OUT
If you no longer wish to receive materials from us or want your
personal information removed from Refuge Temple Church database,
please contact us at info@refugetempleapostolic.org.
Alternatively, when you receive materials from us by e-mail or other
communications, you can make use of the "opt out" provision
in such communications so that we know that you no longer wish to
receive such materials from us.
REVISIONS
TO PRIVACY POLICY
The Internet and the benefits it offers are evolving rapidly, as
are the ways in which people use the Internet and the laws surrounding
such use. Refuge Temple Church therefore reserves the right to update
and revise this Privacy Policy at any time. You can determine if
this Privacy Policy has been revised by referring to the "Last
Updated" date at the top of this page, or if you send us an
e-mail at info@refugetempleapostolic.org.
LINKS
TO OTHER SITES
This website may contain links to other sites. Please be aware that
we are not and cannot be responsible for the privacy practices of
such other sites and that this Privacy Policy applies solely to
the information which we collect through this website. We encourage
you to ensure that you read the privacy statements of all the destination
sites which you visit.
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